Our portfolios
Powerful investment options
Our options are constructed in accordance with Model Portfolio Theory and Nobel Prize winning research.
With Cache, you can invest in all one or all of our options and move money between them at any time.
Balanced
Conservative
Growth
*Please see the relevant PDS for details.
Conservative
Past performance may not be indicative of future performance. *
Strategies with a track record
Cache is new, but our investment strategies aren’t. This chart shows the performance of a $10,000 balance invested according to our investment strategies over the past 10 years.
Disclosure
Our guiding principles
Asset allocation is the primary determinant of long-term returns
Our portfolios are risk-weighted and their investment mandates have been constructed with a strong focus on asset allocation.
Portfolios should be intelligible
When retail customers invest in financial products they don’t understand, they can make rash decisions to buy, sell or hold based on incomplete information, poorly conceived investment strategies or broad market sentiment. Our portfolios should be easy to understand so investors can anticipate how their portfolio will perform under various market conditions.
Diversification and rebalancing reduce risk
Investing across sectors, assets and markets reduces the systematic risk in a portfolio as each component of the portfolio may experience strong or weak performance at different times. By providing highly diversified portfolios, and rebalancing regularly, our portfolios will sell when a component increases in value, and buy when a component decreases in value – providing higher risk adjusted returns.
Time in the market beats timing the market
Picking stocks is really hard, and timing markets can be even harder – even professionals often get it wrong. We advocate investing for a sensible amount of time across a broad range of investments. Our portfolios maintain consistent asset allocations and we hold a stable cash balance over time.
Lower fees equal higher returns
Fees are a direct cost to investors, and directly impact investment returns. Where there are two or more comparable investment options available in the market, we’ll choose the option with the lowest fees.
Conflicts harm customers
When a person makes an investment decision on behalf of others, they shouldn’t receive kick-backs from the investments they offer or select. We believe those conflicts result in poor investment decisions. Cache does not do this.
Portfolio Objectives
Conservative
Provides exposure, on a medium-term basis, to a conservatively weighted globally diversified portfolio of Australian and international assets offering a steady source of income with some growth potential to investors.
Balanced
Provides exposure, on a long-term basis, to a growth weighted globally diversified portfolio of Australian and international assets offering capital growth potential, with some diversification benefits of fixed income to reduce volatility.
Growth
Provides exposure, on a long-term basis, to a growth weighted globally diversified portfolio of Australian and international assets offering capital growth potential, with some diversification benefits of fixed income to reduce volatility.
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© Copyright 2019 Cache Investment Management Pty Ltd.
This website is operated by Cache Investment Management Pty Ltd (ACN 624 306 430) (Cache). The financial products described on this website will be issued by third parties, as disclosed in the relevant PDS. All information is general information only and does not take into account your personal circumstances, financial situation or needs. Before making a financial decision, you should read the relevant product disclosure statement and consider whether the product is right for you and whether you should obtain advice from a professional financial adviser.